Black Tax is REAL
Workoptionalin5Ever heard Black Tax anywhere and wondered what people are talking about? If not, let me break it down for you and if you're already familiar or living it on…
My biggest saving hack
I have a funny cycle of trying to save a lot of money when I get back from vacation even though my vacation is fully paid for and has no…
I’m eating my Money
I love my sinking funds. The concept works for my mentality as I enjoy filling them up monthly and look forward to spending them. Spending my sinking funds makes me…
No Credit Card for a Quarter
I decided this week to try out an experiment I need to get myself back on track with my spending. My credit card provider is cancelling it at the end…
A Budget Reset is Needed
I know I ramble a lot about budgeting but this is because it's so important when you're on a defined financial journey. For some unexplained reason, I am extra spendy…
Prime Day Sinking Fund
I have Amazon's Prime subscription and I maximise using it. For my life stage and lifestyle, it is a welcome relief to help me get through the long days. I…
Sinking Funds are necessary
My first budget was basic and made up of just my regular monthly spend. I quickly realised something was off and I needed to make adjustments fast. I learnt about…
Budgeting
There is a lot of information on budgeting and I personally have no opinion on which is better to use. What's important is to know yourself and use the option…
Budgeting Fatigue
This is a short update of what I'm currently going through. I have been diligent with my budgeting for over a year and in the last two months it has…