German Income Series
Workoptionalin5 The popular saying is Germany is a country of savers and lately I wonder if that’s still true. What I observe is a high degree of natural frugality but I…
March 2024
My Year of Less
I decided I will put my learnings from reading “The year of less” into practice even though I will not be able to do everything that was done in the…
Professional pantry shopper
I pulled an easy dinner together tonight using what we had at home. I have not shopped in two weeks as I’ve been pantry shopping and trying to eat up…
ETF is always a good choice
My portfolio is a mix of individual stocks and ETFs which I acquired over time. I started my investment journey with ETFs and at some point I assumed I was…
Automated Investment protects you
I use degiro as my main brokerage because they were the only brokerage that accepted me years ago. Yes, I’m aware Degiro comes with fees but I really don’t mind…
I tried a €50 budget per week
We had an expensive summer vacation last year that was fully paid from the vacation sinking fund. Despite knowing there’s no incremental cost impact my brain still made me feel…
Saying No without guilt
I had a decision to make weeks ago regarding an ask that stressed me for awhile. I finally made the decision to not provide the financial support by applying my…
My FIRE Number
I have worked hard on my cost of living and reduced it considerably. I continue to look for opportunities to reduce it further and it appears I’m on track to…
Getting to FIRE
It is great to know your FIRE number but important to know what to do with it and decide how you choose to get there. There’s a lot of emotions…
FIRE Number
FIRE is the acronym for Financial Independence Retire Early and it is very popular within the financial independence community. FIRE number is the investment value you get to that enables…