I will invest up to my FIRE number and give the rest to impact focused charities.

I doubt if I will ever win a lottery as I don’t play it so this will only come into play if I find myself with unexpected money. I’m thinking and writing about this as I recently read a book “Just my luck” about a lottery win which was a good reminder of how money can get everyone twisted and lead to disastrous outcomes.

Money is good and needed for life. Money obsession though is not good and not having a plan before coming into a big bag is dangerous. Some people have won the lottery and managed it well for them and for future generations while most have ended back where they were within a few years.

Will coming into a lot of money change my plans? No, but it will accelerate my work optionality. I want to have the same quality of life I have now when I am workoptional so even if I miraculously get a boatload of money, there will be no change to that. I live in a society that is ful of next door millionaires and I really appreciate this. I look forward to when I will also become a next door millionaire.

I do not support playing the lottery rather I encourage to invest the same play amount instead. Trickles really do add up as €10 of weekly play money is €520 per annum and this can quickly become €83K in 30 years. I choose the sure €83K option over the teeny weeny impossible option of winning the lottery.

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