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My Work Optional Journey

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Managing Money

Week 2 Spending Recap

Workoptionalin5 January 13, 2024 No Comments

I spent the grand total of €0 this week. This was not intentional as I planned to shop groceries every week. The week was short as we had a 3…

Hacks Managing Money

Month End Routine

Workoptionalin5 January 13, 2024 No Comments

I am one of those people who countdown and look forward to payday. I was not like this until a friend told me whenever I’m stressed at work, I should…

Budgeting Managing Money

Vacation on a budget

Workoptionalin5 January 11, 2024 No Comments

We are on a ski vacation. The first vacation for the year and I have put my advance planning skills to work. We booked this vacation months ago and while…

Investing Managing Money

Dividend investing

Workoptionalin5 January 10, 2024 No Comments

In 2022, I decided I wanted to be work optional in 2027 by investing and growing my investment portfolio to €800K. My portfolio will then be able to fund my…

Investing Managing Money

Bye Crypto

Workoptionalin5 January 9, 2024 No Comments

I sold my remaining Crypto holdings today for €2,460!! Finally it’s done. I did this in line with my plan to streamline my investment portfolio. I choose not to dwell…

Investing Managing Money

I made €1,780 from declutter sale

Workoptionalin5 January 8, 2024 No Comments

A new income stream I started September last year was selling items I no longer need. Everything I sold was new or hardly used and I sold them via eBay,…

Investing Managing Money

While I was stalling….

Workoptionalin5 January 7, 2024 No Comments

….Walgreens (WBA) reduced quarterly dividend from $0.48 to $0.25 and the share price dropped by 11.5% on Jan 3rd. It did recover in the following days. My plan is to…

Hacks Managing Money

Week 1 Spending Recap

Workoptionalin5 January 6, 2024 No Comments

For 2024 week 1, I spent the grand total of €26.84 on groceries from Lidl and a croissant. This was my only spend for the week as everything else I…

Managing Money

Benefits of expense reduction

Workoptionalin5 January 5, 2024 No Comments

I lost control of my spending in Summer 2023 and regularly overspent my budget. At some point, I even stopped tracking my expenses because I didn’t want to face the…

Managing Money

Kids learn fast

Workoptionalin5 January 4, 2024 No Comments

I am the mother who responds with “I don’t have money” when my child requests things I don’t want to buy. When I started using this phrase, there will be…

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Latest Posts

  • German Income Series March 17, 2024
  • My Year of Less March 13, 2024
  • Professional pantry shopper March 11, 2024
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You Missed

Managing Money Work Optional

German Income Series

Hacks Managing Money

My Year of Less

Hacks Managing Money

Professional pantry shopper

Investing Managing Money

ETF is always a good choice

Latest News

  • German Income Series March 17, 2024
  • My Year of Less March 13, 2024

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