German Income Series
Workoptionalin5 The popular saying is Germany is a country of savers and lately I wonder if that’s still true. What I observe is a high degree of natural frugality but I…
Budgeting
I tried a €50 budget per week
We had an expensive summer vacation last year that was fully paid from the vacation sinking fund. Despite knowing there’s no incremental cost impact my brain still made me feel…
Week 4 Spending Recap
I spent some money in week 4. Total spent was €491 split as €11 for lunch at work (ouch, I didn’t need to spend that but I wanted something different),…
Week 2 Spending Recap
I spent the grand total of €0 this week. This was not intentional as I planned to shop groceries every week. The week was short as we had a 3…
Month End Routine
I am one of those people who countdown and look forward to payday. I was not like this until a friend told me whenever I’m stressed at work, I should…
Vacation on a budget
We are on a ski vacation. The first vacation for the year and I have put my advance planning skills to work. We booked this vacation months ago and while…
New Year….No Goals
It’s 2024 and my brain is swirling. It has been swirling for weeks as I struggled with deciding what to focus on in 2024. My objective remains to become work…
I’m officially a Lidl Shopper
I switched to Lidl for groceries three months ago and since then it’s hard to shop anywhere else. Prior Lidl, my main shopping was done with Amazon fresh and I…
Vacation planning on a budget
I want to reduce my vacation cost by 50% in 2024 and have the same or close to this year’s vacation experience. Yes, I know this is stretch which is…
Black Tax is REAL
Ever heard Black Tax anywhere and wondered what people are talking about? If not, let me break it down for you and if you’re already familiar or living it on…