Week 3 Spending Recap
Workoptionalin5 It is another week of no spend. Last week was difficult as my boundaries got tested multiple times. I was able to not spend because my Husband stocked up on…
Managing Money
Too early for Black Tax
I have my plans and others have their plans. I do get upset when other people mess up their plans and this impacts my own plans. It’s tougher when I…
Snowflake Investment
Even though I don’t do goals I do like gamifying and I am seeing the tangible benefit of trying challenges. A new thing I started last Sunday is Snowflake Investment.…
What is important to me
As I keep on seeing a lot of goals get shared for the new year, it got me reflecting on what’s important to me. There are three themes that are…
Money Boundaries
I have poor money boundaries that I am working on establishing in 2024. I whined all of 2023 about how terrible I am with gifting and my plan to establish…
Week 2 Spending Recap
I spent the grand total of €0 this week. This was not intentional as I planned to shop groceries every week. The week was short as we had a 3…
Month End Routine
I am one of those people who countdown and look forward to payday. I was not like this until a friend told me whenever I’m stressed at work, I should…
Vacation on a budget
We are on a ski vacation. The first vacation for the year and I have put my advance planning skills to work. We booked this vacation months ago and while…
Dividend investing
In 2022, I decided I wanted to be work optional in 2027 by investing and growing my investment portfolio to €800K. My portfolio will then be able to fund my…
Bye Crypto
I sold my remaining Crypto holdings today for €2,460!! Finally it’s done. I did this in line with my plan to streamline my investment portfolio. I choose not to dwell…