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My Work Optional Journey

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Financial Independence Work Optional

Day 1 of Career Break

Workoptionalin5 March 2, 2024 No Comments

I don’t know why but I expected to wake up and feel different. I was looking forward to the oomph that validates that I’m on a career break. I woke…

Retire Early Work Optional

I am taking a Break

Workoptionalin5 March 1, 2024 No Comments

After multiple years of active work, I have decided to take a break. I am not yet work optional and don’t know when I will get back on that train.…

Budgeting Managing Money

Week 4 Spending Recap

Workoptionalin5 February 4, 2024 No Comments

I spent some money in week 4. Total spent was €491 split as €11 for lunch at work (ouch, I didn’t need to spend that but I wanted something different),…

Investing Managing Money

Not another shiny object

Workoptionalin5 January 23, 2024 No Comments

My experience with shiny objects is long and littered with losses so I am averse to them. What I consider a shiny object is probably a key investment vehicle for…

Managing Money

If I ever win the lottery

Workoptionalin5 January 22, 2024 1 Comment

I will invest up to my FIRE number and give the rest to impact focused charities. I doubt if I will ever win a lottery as I don’t play it…

Hacks Managing Money

Week 3 Spending Recap

Workoptionalin5 January 21, 2024 No Comments

It is another week of no spend. Last week was difficult as my boundaries got tested multiple times. I was able to not spend because my Husband stocked up on…

Managing Money

Too early for Black Tax

Workoptionalin5 January 20, 2024 No Comments

I have my plans and others have their plans. I do get upset when other people mess up their plans and this impacts my own plans. It’s tougher when I…

Hacks Investing Managing Money

Snowflake Investment

Workoptionalin5 January 19, 2024 No Comments

Even though I don’t do goals I do like gamifying and I am seeing the tangible benefit of trying challenges. A new thing I started last Sunday is Snowflake Investment.…

Hacks Managing Money

What is important to me

Workoptionalin5 January 16, 2024 No Comments

As I keep on seeing a lot of goals get shared for the new year, it got me reflecting on what’s important to me. There are three themes that are…

Managing Money

Money Boundaries

Workoptionalin5 January 15, 2024 No Comments

I have poor money boundaries that I am working on establishing in 2024. I whined all of 2023 about how terrible I am with gifting and my plan to establish…

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  • German Income Series March 17, 2024
  • My Year of Less March 13, 2024
  • Professional pantry shopper March 11, 2024
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Managing Money Work Optional

German Income Series

Hacks Managing Money

My Year of Less

Hacks Managing Money

Professional pantry shopper

Investing Managing Money

ETF is always a good choice

Latest News

  • German Income Series March 17, 2024
  • My Year of Less March 13, 2024

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